Research initiative
Does your family know where everything is?
A dedicated research website for Arthaprapti's India Family Financial Readiness Research Panel 2026. We are studying 2,000 households across Jharkhand to understand how prepared families are for financial emergencies.
Research focus
Measure family financial readiness across JharkhandJharkhand offers urban, semi-urban, and rural household contexts in one state, making it a strong starting point for credible readiness research.What is included
Family awareness of instruments and nomineesDocument and account accessibility in emergenciesDigital financial literacy and scheme awarenessBarriers to family communication about finances
Research Partner
ICFAI University Jharkhand
Research Partner
Conducted in collaboration with leading academic institutions committed to financial literacy and social research in Jharkhand.
Why this matters
This is not a generic survey. It is a map of real household readiness.
Across India, over ₹1,00,000 crore in bank deposits, insurance policies, mutual funds, and EPF balances are unclaimed — not because families didn't have these assets, but because no one in the family knew they existed.
This study is the first step toward changing that.
Research scope
Measure family financial readiness across Jharkhand
The study examines how families document, communicate, and protect financial information across income groups and geographies in Jharkhand.
What is being studied
Family awareness of instruments and nominees
Document and account accessibility in emergencies
Digital financial literacy and scheme awareness
Barriers to family communication about finances
Research leadership
Dhaval Arun Rupani — Co-Founder, Principal Investigator
Chanchal Kumari Jha — Co-Founder, Authorised Signatory
How it works
Screening first, survey next
Participation is free and research-only. Eligible applicants receive a secure token automatically and complete the closed survey in the second step.
01
1. Apply
Complete the consent-first screening form.
02
2. Receive token
Qualified applicants receive a unique 10-day survey token.
03
3. Complete closed survey
Finish the token-gated survey and receive a Lucky Draw Number.
04
4. Wait for report and draw
Reports use only anonymised research data. Prize operations are voucher-only.
Eligibility
Who can participate
Jharkhand residents aged 25 to 65
Primary earners, co-earners, homemakers, retired, students, and unemployed participants with a household finance role
Households with at least one financial instrument, including Jan Dhan
Privacy
Privacy commitments
Identity data and research responses are stored separately
Public reports can use only the Research Layer
Identity data is retained for 12 months or until panel close, whichever is earlier
Support and contact
Research support and rights requests
Use these channels for participant support, institutional enquiries, or data-rights requests.
Participant support
Data rights / DPO
Institutional contact
Next step
If you are eligible, begin the screening flow today.
Write to the research team for support, or move directly into the application flow.